Freddie Mac's Small Balance Loan Program might be a great product for you.  Freddie Macis a government entity that works with banks and lenders. They team up with these banks to give you the money you need at good rates, which means you don't have to worry about finding all the money on your own or paying too much interest.

Freddie Mac has a Small Balance Loan Program for Multifamily purchases. Working through a bank in their "Optigo Lender Network", you may qualify for a Multifamily loan that you wouldn't get elsewhere.

As of July 2023, here is a snapshot of their loan product:

  • $1 Million - $7.5 Million
  • 5, 7, and 10 year hybrid ARM and fixed-rate options
  • Non-recourse
  • Up to 80% LTV in certain markets
  • Interest-only available
  • 30-year amortization
  • Declining prepayment options
  • Coupon pricing held at application
  • Streamlined loan documents and 3rd party reports
  • Certainty of execution
  • 12 Optigo lenders with nationwide coverage
  • Your servicing partner for the life of your loan

Attached, you will find a brochure with more information, including how to apply for a loan or talk with an Optigo lender.